Example:- Borrow ₹1,00,000 for 24 months, repay with 24 EMI - EMI Amount ₹ 4603. Processing fee of INR 1,567 will be taken from loan capital before disbursement. Total repayable ₹1,10,471 (based on loan tenure of 24 months). Rate of interest - 9.75% per annum of outstanding capital. You will be charged a processing fee of 1.5% on this loan amount.